Keyword
B.I.P Club
Today's Date
September 10, 2010
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Reduce expenses and save up to $800 on auto insurance
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While there's little you can do about the outside forces at work, you can take steps to better manage your own money. A good way to start is by taking a long, hard look at where your earnings are going. There are likely places you can cut back without really noticing a change.
* Eliminate non-essential services
These days, just about everyone uses a cell phone as their main line of communication, so why do you still have a landline? If you can't come up with a good answer, like it's necessary for your home's burglar and fire alarm system, or a job you do from home, cancel it. Right there, you can likely experience savings of at least $50 per month.
Same goes for cable or satellite TV. If you don't watch it regularly, the $100 or so you're spending on it every month could be better put to use elsewhere.
* Shop around for auto insurance
Chances are good that no matter what company you're with, you are paying too much. According to The Insurance Information Institute, the rates you're offered for the exact same level of coverage can vary dramatically from company to company due to variances in their operating costs, past claims experience and formula differences, so it pays to shop around.
These days, the Internet makes it easier than ever to comparison shop. You no longer have to spend hours on the phone getting rate quotes from multiple companies to do rate comparisons. All you have to do is log on to QuoteWizard.com, and free no-obligation quotes will come to you.
It only takes a few minutes to fill out the simple form which asks for such things as your vehicle information, driving history and the type of policy you need, then sit back and wait. Agents from three or four reputable local insurance companies will contact you with quotes you can compare.
Be sure to ask insurance companies the following questions that could save you even more:
* How much can I save by going with a higher deductible?
* What kinds of discounts could I be eligible for?
* Do you offer multi-policy discounts?
Visit QuoteWizard.com and start saving up to $800 per year on your auto insurance.
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